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Limited Medical Benefits


Benefit Choice Limited Benefit Plan

Benefit Choice is an employee benefit program that offers a wide array of first-dollar accident and sickness coverage’s, including specified benefits for emergency room and other hospital-related care, health screenings, in-hospital indemnity, and doctors’ office visits.  The benefit is paid to the insured, independent of actual medical costs and regardless of other insurance.

Key Features

Benefit Choice is not major medical insurance.  It’s intent is to provide specific, supplemental or limited health coverage and is not meant to replace basic health insurance or major medical coverage.

Provides an affordable means to cover employees that do not have access to comprehensive medical coverage, i.e. part-time employees; new hires in a waiting period; ee’s who elect medical plans with high deductibles

 - Guarantee issue

 - No Pre-existing Condition Limitation

 - No Co-Pays, No Deductibles

 - Assignable Benefits

 - Benefits apply regardless of where care is given

 - Sav-Rx Drug Card included – Not a discount card

 - Two & Three Year Rate Guarantee

 - Discount Provider Network from Beech Street

 - Critical Illness Rider – Pays a lump sum upon diagnosis of a specified critical illness after a 30 day waiting period

 - Dental & Vision benefits available


Corporate Offices
Commercial Group Intermediaries
2356 Hassell Rd
Suite F
Hoffman Estates, IL  60169

Main Number:  (847) 713-4700
Fax:  (847) 713-4701

Contact Via The Internet